INDIA under Refurbishment!


‘Kisiko chota mat samajhna, sabka din aata hai… Acche din aa gaye!’ – said 50 rupee note to 500 and 1000 rupee notes.

So, the whatsapp forwards and social media have been entertaining us for a while now, isn’t it?

The wave of demonetization is all over India, so aren’t you affected by this wave? Well, who is not?

Yes, I am talking about 8th November, 2016, the day which has to be saved in the history of India! The day on which PM Modi’s one announcement shuddered the whole nation!

500 and 1000 notes to be scrapped in order to curb Black Money!

What an irony! The notes which were holding so much value till yesterday are not more than just a piece of paper today! 500 and 1000 notes are actually scrapped!

Finally, some-one has taken a solid action against the evil of Black Money.

See, how the multiplier effect of one announcement has cascaded the whole economy!The loan rates are becoming cheaper, demonetization can spark a new digital economy since apps like Paytm, Freecharge are gaining much more importance than ever before! Use of debit and credit cards are increasing!

Don’t you think that Modi has humbled us, we are very keen on our expenses now…we are actually spending on our needs rather than lavishly spending on our luxuries! Demonetization has replaced Starbucks with Rafiq Chacha’s tea – stall!

All in all it is a good effort to fight the evil of black money. Instead of criticizing it, lets be a part of it to abolish this evil even if we have to go through some problems for few days. ‘Aakhir kuch pane ke liye kuch khona padta hai!’

Well, demonetization has the support of over 93% of the 5,00,000 people who took the survey on Narendra Modi App, according to the statement put by the Prime Minister Modi’s website. A huge number of respondents feel that the government’s move to tackle black money is brilliant!

This is the beginning of the dream nation which every Indian wants to live in!

More later…




Indian people are largely stuck to cricket when it comes to sports but nowadays people have shifted their preferences to other sports like Football, Kabbadi and so on! So we can say that this is a time to switch!

Something similar can be applied to the world of investing too! Many investors rely heavily on traditional means of savings such as Bank Deposits, Post Office Schemes,  National Savings Certificate and so on. It is high time now to switch from being a saver to an investor in order to get good returns.

Switching from saving to investing means putting your wealth in something constructive which will give you good returns.  However, higher returns and higher risks are the two sides of the same coin! But we have got a way out, you can invest the money which you don’t need for a longer period of time.

The main motive of saving is to preserve the capital wherein the motive of investing is to increase the wealth!

If you are saving for a longer time say for 10 years, you are missing out the factors like inflation & taxation. Thus, savings mode might not work here. You can invest in different asset classes to yield higher returns!

This is the best way to nurture your wealth!

More later…