A Morning in Paris!

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Paris, France.
Bonjour!
What a lovely and breathtaking view of Eiffel Tower! You are sitting in a café nearby to the Eiffel tower and munching some tasty croissants and coffee. Paris, one of the most beautiful cities in the world, and you are standing in the heart of the city! You are climbing the beautiful monument, one of the Seven Wonders of the World…The Eiffel Tower!
You are excited to see the amazing and breathtaking view of the city from the top along with your family!
Here are some things of which you need to take care so that you don’t face any problems in your trip.
1. Learn Key Phrases
There’s a good chance when traveling internationally that English may not be the native language. Learning a few key phrases in the given language of the country you’re visiting can make a huge difference. Simple day to day sentences to strike conversations with the Local people are very useful.
2. Get Organized
Flights, train schedules, taxi locations and hotel bookings can be hard to wrangle in one spot. Get organized with your stuff to avoid confusion. It is better to make two photocopies of your important documents while you are travelling.
3. Safeguard your Health
Your trip can turn out to be super awesome only if you are fit & fine. Thus, make a point to safeguard your health & enjoy the trip to the fullest.
4. Multiple Forms of Payment are better.
Multiple Forms of Payment are better than one! A mix of cash, credit cards and debit cards is far better when you are traveling in foreign lands than using just one form of payment alone. Why? Because things go wrong. A credit card could be stolen, or a debit card may prove unreadable in France!
Bon Voyage!
More Later…

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The Rising Temperature & the Market!

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Hello Everyone!

May month has approached with the heat waves all over! It seems that the sun is on its highest heat peak. Similarly, the Equity Market is touching new highs.

The stock market is known for its volatility & that is the reason some people are jittery with the thought of investing in equity. With the stock market hitting a new all-time high, confusion among investors has also hit a new peak!

Some people might be excited with the rising market whereas some may be scared of a crash. Here are some tips which will help you when the market is high.

  1. Invest through SIP’s

Systematic Investment Plan is the best way to invest in Equity. SIPs don’t expose your funds to market volatility all at once. With SIPs your risks gets divided because you enter the market with a new NAV every month. This diversifies your risks & gives you stable returns.

  1. Opt for Systematic Transfer Plan Route

For an investor, looking for a lump sum investment ‘Systematic Transfer Plan’ is bliss. It provides the facility of transferring a fixed amount to equity from debt fund of the same fund house at regular intervals.

For instance: If you have 10 lakhs to invest, you can put the lump sum amount in any Debt Scheme and then transfer 1 lakh every month to the Equity Fund. This helps you to avoid the risks associated with entering in one stroke. Also, the investors can earn higher returns than the savings account on debt schemes.

  1. Review your Portfolio

This could be the time to review your portfolio. Equities need 3-5 years of span to perform thus evaluate the funds in a long time horizon. Remove the consistent under performers from your portfolio.

The uptrend is still going to continue…the equity market is meant to earn returns for you so don’t get carried away! The sun and the market, both are high & we have to cope up with it!

More later…