The 2nd Innings of your Life!


It’s a Monday morning but you are in no hurry to get ready and rush to the office instead you are sitting in the balcony of your house reading the newspaper and sipping the coffee! Wow… this sounds so good!

So what do you call a person who is happy on a Monday Morning…?


And from here your second innings…that is after Retirement Life starts.

Retirement is a phase of your Life wherein you stop working & start Living your Life!

The best Retirement Plan you can have for a Happy & Prosperous Retired Life is don’t be a burden on others!

Retirement is that phase of your Life where you can Live your Life on your own terms…then why to compromise?


The big question which bothers everyone is: “How much money do I need when I retire?”

You need to check on certain factors before you plan your Retirement Funds.

1) Decide the age at which you want to retire.

Decide the age at which you want to retire so that it gives a clear picture of the time span you have to raise the funds. It will also help you to set a Measurable Goal which you can achieve systematically.

2) Set your Goals

You have different set of Goals at different Stage of your Life. Your Goals change with the transitions of your Life. Typically, after Post Retirement you might have goals like building a Dream House, an International Trip & so on. Allocate Funds to achieve your Goals.

3) Decide the Annual Income you will require after your Retirement.

Can you compromise with your Standard of Living after Retirement & come one step down…? No! We can’t! That is the reason you need to make your Budget. Moreover, you need to put aside funds for Medical Emergencies.

4) Keep a check on the Inflation rates and your Savings.

Inflation is rising on a remarkable pace. In order to sustain, it is important to keep up with the inflation. See to it that your Investments give you returns which can beat Inflation.

5) If you have a pension plan then obtain an estimate of it.

In case if you have a Pension Plan, make a note of getting an estimate of it so that you come to know how much corpus you will be getting later.

So you have got to make the arrangements for your 2nd Innings, why to depend on anyone else?

Have a Happy Retired Life….!

More Later…





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